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Providing Complete
Title Search, & Title Insurance Policy Services.
A “Title Search” will turn up any problems with
the title that have been recorded with the Recorder of Deeds’ office, but it
doesn’t always cover all defects in the title. In order to protect yourself,
and your lender, Title Insurance can and should be purchased.
A Title Insurance Policy will cover the
policyholder from any losses they may incur from defects in the title. Our
title company will review the public records, look for problems, and then if
the title is insurable, we will issue the policy. This policy will protect
you from defects as well as pay for the defense of any law suit arising from
an insurable defect. It is a retroactive policy and will protect you against
any defects arising prior to your purchase date.
How much coverage do you need? What defects are
covered? There are standard coverage policies, there are extended coverage
policies. There are owner’s policies and lenders policies. To answer your
questions about your needs, it is best to speak with a title professional.
Call First Title today and let us put our industry knowledge and caring
staff to work for you. Joe and Carol have combined for over 25 years in the
real estate industry and we will be there to protect you from defects in
your title.
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